How the Bank Can Profit

You gain a competitive edge in recruiting and keeping top executives, because you offer a more attractive benefit
option than standard group LTD income insurance. You
can offer supplemental coverage to select employees with-
out increasing traditional LTD group income insurance
rates. You can even provide additional features, such as
partial disability benefits and return-to-work incentives.

How Employees Can Benefit

Additional income more adequately supports their lifestyle
if they incur a disability.

Product

A plan for executives who may incur a long-term disability

Objective

Help executives protect their income in the event of a
long-term disability

How it Works

The program provides additional coverage for highly-
compensated and senior management employees. This
helps overcome the limitations of group long-term dis-
ability income insurance.